In a recent post on X, Coin Bureau spotlighted a significant development for the XRP community. The Federal Reserve Bank of Atlanta, in a newly published research paper, described XRP as an “international payment medium or wholesale settlement coin.” This acknowledgment signals growing institutional awareness of XRP’s potential role in global finance, particularly in the evolving landscape of Web3. A Landmark Reference in Central Bank Research The reference to XRP appears in a May 2023 publication from the Atlanta Fed’s Policy Hub, titled “An Introduction to Web3 with Implications for Financial Services.” Authored by Christine A. Parlour, a professor at UC Berkeley’s Haas School of Business, the report explores how blockchain technologies, particularly those driving Web3, could transform financial infrastructure. XRP MENTIONED BY ATLANTA FED! The Atlanta Fed’s new report on Web3 calls $XRP an “international payment medium or wholesale settlement coin.” pic.twitter.com/ZXT1jycr6P — Coin Bureau (@coinbureau) July 25, 2025 Within this context, XRP is listed alongside Stellar as a token envisioned for use in cross-border transactions and institutional settlements. While the Fed does not endorse any specific asset, the report notes that XRP was “roughly envisioned as an international payment medium or wholesale settlement coin.” This places XRP within a shortlist of tokens being studied seriously for high-level financial use cases. Exploring Web3 and Global Settlement Frameworks The report explores how Web3 can enhance traditional financial systems by facilitating faster and more cost-efficient clearing and settlement. A key example is Project Mariana, a joint initiative by the Bank for International Settlements (BIS) , the Bank of France, and other central banks. The project investigated using public blockchains and DeFi tools, such as automated market makers (AMMs), to streamline CBDC transactions. In this experimental environment, blockchains like the XRP Ledger and Stellar were examined for their technical suitability in facilitating global liquidity and settlement. These findings suggest that XRP’s design is well-aligned with future models for cross-border monetary flows. Why XRP Stands Out Technically XRP is designed for speed, scalability, and cost efficiency. Transactions settle in 3–5 seconds, with fees as low as $0.0002, and the network can handle up to 1,500 transactions per second. These features make XRP attractive for large-scale payment systems and enterprise-grade settlement use. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Although the Atlanta Fed report stops short of recommending or adopting XRP, the fact that it was mentioned at all, especially in a research paper focused on financial innovation, marks a notable milestone for the digital asset. Community Reaction and Future Outlook Coin Bureau’s post quickly drew attention from the crypto community, with many praising the mention as a sign of XRP’s growing institutional relevance. While some emphasized that the Fed’s statement was academic rather than operational, others viewed it as a strong signal that XRP is firmly on the radar of policymakers and financial researchers. It’s important to note that the Fed has not announced any intention to integrate XRP into its systems, nor does the mention imply endorsement. Still, XRP’s inclusion in such a serious policy discussion affirms its strategic positioning in the broader conversation about the future of digital payments. With increasing institutional focus on Web3 technologies, XRP appears well-positioned to play a central role in shaping the next generation of global finance. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post XRP Gets Special Mention from Atlanta Fed appeared first on Times Tabloid .
